We do understand that, this might be the kind of question you may never have thought before. Why is it that you are going to want to know whether your tradesman is insured? You are hiring a builder to take care of a few chores around your house. Why do you care if the builder is insured or not?
You need to know the type of insurance
Well, we’re here to explain to you exactly why you want to know whether your builder is insured or not. Try to think about this possible scenario. Let’s say that, you are hiring a builder to fix your roof or perhaps, build a tool shed in your backyard. In case that builder gets injured on the job there is going to be a long run of accusations in order to be determined for that is that the builder got injured.
Now, if it is proved that it is your fault, you’re going to have to be the one to cover for the expenses. That means that, you need to have some sort of insurance for these kinds of cases. Now, try to think about it in a different way. Let’s say that, due to the fact that, the builder is not actually very good at what she does, she ends up damaging your property. Was going to pay for that damage?
The tradesman insurance can cover you
This is exactly why you want to always ask a very important question. Is my builder insured and if not, what insurance should my builder have? You see, depending on the insurance of your builder has, any damage that might be caused to your property during the job, is going to be covered. If your builder does not have a very good insurance then, your damage is not going to be completely covered.
As you can understand, the insurance of your builder has actually affects you as well. If you are thinking about hiring the builder or a tradesman of any kind for any kind of job around the house you are going to want to be completely sure that, in case of property damage you are going to be 100% covered.
Make sure that this is going to be the kind of discussion you are going to have with the person before you actually end up hiring them. You do not want to hire someone that will not be able to cover you in case of an emergency now do you?