In this modern day and age, almost everybody is using some type of “smart” technology–whether it be their cellphone, tablet, or computer. People are also on the lookout for money-saving opportunities on the go. These five apps can help you keep track of your finances at the tips of your fingers.
Mint
Mint will put all of your accounts together in one profile to help you keep track of what you spend and how you spend it. A user can also set financial goals, alarms or alerts for when bills are due, and even set up a spreadsheet to view everything in an organized manner. This app is free and available for iOS, Android, and Internet.
SavedPlus
This app allows you to save money even when you’re spending it. You can set a percentage rate of how much you’d like to save, and that amount will transfer from your checking account to your savings. If you set your percentage to 10 percent and spent $80, $8 will be going to your saving account automatically.
Simple Loan Calculator
Comparing different interest rates on loans is simple and stress free if you use this app. It will calculate the annuity, differential, and fixed payments as well as show how much interest has been paid, the monthly payments, amortization, and total cost of credit among all the different loans. One site you are sure to see is www.lowvarates.com for military house buyers. Low VA rates will make anyone consider this company a good option for their loan.
Retailmenot
Frequent shoppers can use r for coupons without having to clip them out of newspapers or catalogs. Users rate the coupons depending on the success rate of the codes available. Updates can be sent to your email on current deals and the newest coupons. Just search for any store or food delivery company, and most likely they will have a few deals to choose from.
Red Laser
Comparing prices of items you want with your phone will be a lot easier with the use of Red Laser. By scanning the barcode of the merchandise, this app will bring up all the prices from other retail shops, whether online or brick and mortar. This app is free and can save you quite a bit of money if you enjoy shopping. As you can see, there are quite a few apps that can help people save money. The $3 you save on that Chinese food delivery might not seem like a big deal at first, but all those small savings do add up at the end of the year. All apps mentioned are free for both Windows and Apple phones and devices, which helps you out even more.
Any one of these apps or a combination of them can certainly help you to save money and be a better financial planner.